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IBI-Rating has affirmed the rating of bank deposit reliability of «BTA BANK» PJSC at 5 grade

05.07.2017
Rating agency IBI-Rating informs on affirming of the rating of bank deposit reliability of «BTA BANK» PJSC at 5 grade (excellent reliability).

The rating of bank deposit reliability at grade 5 indicates that the financial institution is reliable, pays its obligations timely within the requirements established by the current legislation of Ukraine, including those of the National Bank of Ukraine, and has a good reputation. The likelihood of problems with a timely return of deposits is low, as the financial institution is not sensitive to the impact of external and internal factors. The impact assessment of external factors does not apply to the situations involving force majeure circumstances.

The affirmation of the rating of bank deposit reliability of «BTA BANK» PJSC is due to its preserving of a high level of capitalization, while its capital is secured by the real estate which is owned by the Bank. The financial institution meets its obligations to creditors in a timely manner and in full. The actual economic liquidity ratios exceed the minimum values established by the NBU. However, further deterioration in the loan quality may exert pressure on the Bank's liquidity. The dependence on certain counterparties in the structure of the customer loan portfolio and borrowed resources remains, which increases the Bank's sensitivity to certain financial risks.

In order to conduct the analytical research the materials provided by «BTA BANK» PJSC have been used, including: annual financial statements for 2014-2016 and January-May 2017, other necessary internal information, as well as the information from the public sources, which the Rating agency considers credible.

Financial Department
For additional information please contact:
Press office of IBI-Rating
(044) 362-90-84
press(at)ibi.com.ua