Bank deposit reliability rating


«6»
Ultra reliability
The financial institution is reliable and has an excellent reputation. It meets its obligations in a timely manner and under the requirements established by the current legislation, including those of the National Bank of Ukraine. The probability of failure to timely return deposits is extremely low because the financial institution does not depend on the impact of external and internal factors.
 
«5»
Excellent reliability
The financial institution is reliable and reputble, it meets its obligations in a timely manner and under the requirements established by the current legislation, including those of the National Bank of Ukraine. The problems with the timely return of deposits are very unlikely to arrise, because the financial institution has a low susceptibility to the impact of the external and internal factors.
 
«4»
High reliability
The financial institution is reliable, it meets its obligations in a timely manner and under the requirements established by the current legislation, including those of the National Bank of Ukraine. The probability of financial institution's failure to timely return deposits is low, because the financial institution has a low susceptibility to the impact of the external and internal factors, although there is a certain susceptibility to the impact of the external and internal factors.
 
«3»
Medium reliability
The financial institution’ reliability is at the medium level. There is a probability of its failure to timely return deposits under the impact of adverse commercial, financial and economic factors and its imperfect reputation.
 
«2»
Low reliability
The financial institution’ reliability is low. There is a high probability of its failure to timely return deposits under the impact of adverse commercial, financial and economic factors. The reputation of the financial institution is questionable.
 
«1»
Ultra low reliability
The financial institution is at the stage of bankruptcy. The return of deposits is possible at the expense of funds of the Deposit Guarantee Fund.
 

The external factors impact assessment shall not be applied to the situations related to force majeure. 


Notes

«-» or «+»
These are intermediary categories relative to the main categories.
 
(pi)
Ratings, which are determined solely on the basis of the information generally available to the public.
 
withdrawn
A rating, which has been withdrawn, due to the fact that the company does not provide the information required to update the rating or for other reasons.
 
suspended
A rating, which may be withdrawn (as an intermediate stage prior to its possible withdrawal) due to the fact that the company does not provide the information required to update the rating or for other reasons.